TrustBuilder Overview

A TOLI trustee must demonstrate a standard of care that is legally defensible, administratively feasible, and cost efficient.  Implicit in this 3-prong test is an understanding of trust operation requirements, financial institution regulatory compliance standards, modern portfolio theory, life insurance products, life insurance and investment industry regulations and market conduct standards, and credible life insurance policy evaluation.

Establishment of a cost-efficient “best practices” TOLI risk management program is no small task.  As a result, most TOLI trustees elect to outsource policy and portfolio risk management support functions to a qualified and experienced third-party service-provider. 

We understand the policy reporting, portfolio management, systems integration, regulatory compliance, and privacy needs of corporate and professional trustees.  We recognize that “reasonable cost” requires a service platform that can accommodate changing risk management standards and increased informational reporting and communication to trust parties.

In 2007, TrustBuilder co-founded The TOLI Center to provide customized TOLI risk management support services to professional trustees, family offices and professional advisors.  Today, the TrustBuilder and TOLI Center platforms combine efficient insurance trust administration with defensible policy and portfolio risk management so that our clients can demonstrate a prudent and reasoned decision making process that meets the 3-prong standard of care test.

Please contact TrustBuilder's Management Team to review your TOLI outsourcing needs.

George P. Whitelaw, III

Kenneth D. Jackson